Clients of so-called high-risk merchants such as online casinos, online brokers, adult entertainment, or online ticket selling are increasingly asked to make their payments and deposits via credit and debit cards. We call that "crypto payments in disguise." By offering these disguised crypto payments, merchants avoid chargeback disputes. As a result, the client loses the opportunity to get his money back with a chargeback claim via his bank (issuing bank). Do not do that!